With the housing market going through it\'s highs and lows, offering low refinance rates has become a profitable option for lenders and homeowners alike. Over the life of a typical mortgage, the difference of one or two percent interest rates can make a huge difference on the amount of money you end up eventually paying for your home. If you purchased your home during a period when interest rates were high, it makes good fiscal sense to find low refinance rates and bring the cost of your mortgage down.
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